Now is the best time to review your old life insurance policy! If you own a permanent type of plan like Whole Life, Universal life or Variable Life there are new types of policies that may be more efficient. These plans are called secondary guarantee or no lapse guarantee plans. They don’t focus on the cash value build up like some of the older plans but on death benefit guarantee’s. I will be posting more information on these awesome types of life insurance in the future so stay tuned.