Is there really such a thing as cheap term life insurance rates? That really depends on your premium tolerance, I personally think I pay too much and I am a Life Insurance Broker. So if I feel that I pay too much than probably most other consumers do as well.
Let’s clarify my statement about though, I do pay too much but it is truly the only insurance premium that I don’t mind writing the check out for. If anything were to happen to me I know my family is taken care of and they will not have to worry about money after I am gone.
With term life insurance so so cheap these days please go find your agent or broker and get some quotes ASAP and get the policy in force. You will never regret taking care of the ones you love and lets face it anything can happen at any time.