How do you go about getting a term life insurance quote comparison and then what are the steps afterward?
Type in term life insurance, term life quotes or term life comparison in your favorite search engine. Mine favorite is Google of course but MSN and Yahoo will bring back adequate results as well. Yes you will now find hundreds of online along with brick and mortar life insurance agents and brokers.
It’s hard to recommend any one in particular since most of these companies write a number of the same companies. But some also will try to push business to one or two carriers that pay them higher commissions. You do need to do some homework visit a few of the top listed companies and make notes on which carriers they represent.
Next in the process is find the “get a life insurance quote” here box or the quote engine that will be shamelessly embedded on the site like mine to the right of this article. Here is where you need to be careful, if you are just shopping for term life rates only at this time STOP. Most of these companies will ask you for a ton of information before they send you anything at all like name, address, email and phone. They actually make you put in the information before you can get your free quotes. So if you don’t mind someone calling you to death go ahead and put in the information, if not don’t do it and move on to a carrier with totally free quotes. You might have to look around for this website but it is out there, trust me.
After you have inputted the information needed for a term quote comparison such as, date of birth, face amount or death benefit and the level term length you desire hit the calculate button.
Congratulations you now have your term life comparisons, again it cant hurt to get a couple sets of these comparisons from a couple of different carriers. If only to make sure you see the same top carriers showing up with the same premium amounts. Next is to look and see if the premiums look affordable fill out your application and get it submitted into the carrier.
Term Life Insurance has never been as affordable as it is right now, this is the most important insurance coverage you can every purchase for your family.
Please check out my favorite research site for more information: http://www.lifehappens.org/