If you are planning on trekking up Mt. Rainier or the great Kilimanjaro and then getting Preferred Life Insurance rates, well you might want to prepare yourself. Well that will depend totally on an number of factors that the Underwriters will be looking at and for when evaluating your life application. Remember the more detail you can give them typically the better so you can get an answer quicker and if your premiums are not acceptable then you can shop your case.
Below is some information that could possibly help you in your search and you can visit the rest of the article by clicking the link below…
Mountain Climbing has become a very popular sport or past time over the last decade or so and the people who perform in such avocations are avid participants usually.
When it comes to a mountain climber trying to get Life Insurance on their own life it sometimes can become difficult to get the best rating’s due to where they climb and the elevation of some of the climbs.
Typically the Life Insurance Underwriters will be looking for the following information to help them in deciding to offer you coverage.
- Difficulty or the grade of the climb:
- Your overall condition of health:
- Do you belong to any clubs or affiliations:
Most carriers look at Mountain Climbing in the following categories so please be very specific in detailing to your agent what it is you actually do when climbing, such as the following categories:
- Walking: or Trail Hiking or Trekking
- Rock Climbing:
- Snow and or Ice Climbing: