Premium Financing in Life Insurance

By | December 12, 2009
Premium Financing in Life Insurance is not as popular as it was here a few short years ago. The lenders have tightened up on lending money and it’s become difficult to get these deals completed. Check out the article below to give you more information.
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Life insurance premium financing is offered through multiple carriers; however, we’ll discuss PremFinance today and you’ll find that a lot of the companies will offer around the same types of services with their own nuances.

The PremFinance is a unique way of financing life insurance policies. What it does is it will allow the clients to be able to get a life insurance policy that carries a very high face value on it without the impacting of your:

  • Liquidity
  • Lifestyle
  • Cash Flow

As a flourishing business owner, it’s more than likely that you’ve created quite a substantial wealth over the course of your lifetime. Even with this being the case a lot of people still do not have the right level of liquidity to purchase the high face value life insurance policies. Also bearing tax liabilities in mind it wouldn’t be a wise thing for all of the assets to be sold just for purposes of liquidity.

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