Term Life Insurance Quote Online!
I’m sure you have been surfing online around the web looking for free term life insurance quotes right? How many of these insurance brokerage web sites that you have landed on say something like save 70% off your current term life rates? Or get the best, cheapest low cost term quotes online now! Well probably all of them say something like that, and they are trying to entice you to input your contact information so they can try and sell you a life insurance policy.
The truth of the matter is that most of these companies only truly run a comparison of maybe ten to twenty carriers. The carriers they show you can typically be the most affordable term life quotes, rates and premiums available but wouldn’t you feel more comfortable knowing you shopped and compared the whole market. Including the instant issue term companies and if you have health issues the guaranteed issue types of plans. Well that is what we do here at the Lifeinsurance-pros we shop over a hundred carriers for you and your family’s life protection needs or your business. Shoot some of these companies we cant even rite a policy on you, but that is okay we’ll do the right thing now in hopes of earning your future term life insurance business down the road.
Online Term Life Insurance Quotes vs. working with a local broker!
This really depends on who your life insurance agent or broker represents as a company, whether they are independent or a career agent or captive agent. If they are independent they may go online just like we do and run you a comparison quote of all the top rated carriers available. If they are a captive agent they may just show you their companies own rates. In that case ask them to shop the market for you to find the absolute most affordable and cheapest term life rates they can find. Most captive agents can go outside of their home company but sometimes you have to ask them to do it.
Online term quotes for Mortgage Protection and Business needs!
Truly the internet is a great tool to do a lot of research on getting the best quotes and to find out what you need to do for the medical exams and during underwriting process. But sometimes you might just want to work with someone local as well. So if you don’t want to work with an online broker let us know and we would be happy to refer you to one of our agents that would be local for you. You know that personal touch, but we feel that we can do the same for you all over the phone and through the mail. We love being your online life insurance agent of choice if you should decide to work with us and please drop us an email with any questions. Click here for help to Compare Term Life Insurance policies and rates.